Terms and Conditions, Earnings Disclousure, Privacy Policy

These Terms and Conditions, Earnings Disclaimer and Privacy Policy were last updated on 7 September 2024.

Please read them carefully before using Our Service.

Terms & Conditions


Disclaimer


The Service is provided to you "AS IS" and "AS AVAILABLE," with all faults and defects, without warranty of any kind. To the maximum extent permitted under applicable law, SmartAsMommy.com, on its own behalf and on behalf of its licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties that may arise out of a course of dealing, course of performance, usage, or trade practice. SmartAsMommy.com provides no warranty or undertaking and makes no representation that the Service will meet your requirements, achieve any intended results, be compatible with other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards, or be error-free, or that any errors or defects can or will be corrected.


There is no promise or representation that you will make a certain amount of money, or any money, or avoid losing money, as a result of using our products and services. Any earnings, revenue, or income statements are strictly estimates. There is no guarantee that you will make any income for yourself.

As with any business, your results will vary and will be based on your personal abilities, experience, knowledge, capabilities, level of desire, and an infinite number of variables beyond our control, including those we or you have not anticipated. There are no guarantees concerning the level of success you may experience. Each individual’s results will vary.


SmartAsMommy.com cannot and does not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.


Prices Policy


Pricing Authority


As a participant in SmartAsMommy.com, you are not authorized to alter or adjust the pricing of any products or services provided through the program. SmartAsMommy.com retains exclusive rights to set and modify product prices at its sole discretion.


Enforcement and Compliance


Any unauthorised attempts to change product prices, or to offer discounts or additional charges without explicit written approval from SmartAsMommy.com, will be considered a breach of these terms and conditions. Violations may result in immediate termination of your access to the program and could lead to further legal action to rectify any damages caused. Participants must adhere strictly to the pricing established by SmartAsMommy.com for the promotion and sale of products to ensure consistency and fairness across all distribution channels.


Payments


All goods purchased are subject to a one-time payment. Payment can be made through various payment methods available, such as Visa, MasterCard, Discover, and American Express cards or other online payment methods. Payment cards (credit cards or debit cards) are subject to validation checks and authorization by your card issuer. If we do not receive the required authorization, we will not be liable for any non-delivery of your order.


Your Content


Your Responsibility for Your Content


Any content you create while using the SmartAsMommy.com service is owned by you, and you are responsible for it. SmartAsMommy.com is not responsible for any content created by you.


By submitting content through SmartAsMommy.com, you grant us permission to store, process, and transmit the content as necessary to deliver it to recipients you have designated in accordance with these terms and conditions and our Privacy Statement.


To deliver your message, we may need to modify the content as necessary to meet any requirements or limitations of networks, devices, services, or media. You are responsible for your use of any content you provide and for any consequences thereof, including the use of your content by recipients and our third-party partners. You represent and warrant that you have all the rights, power, and authority necessary to grant the rights granted herein to any content that you submit.


You represent and warrant that:

- Any content you create will be civil, tasteful, and in accordance with these terms and conditions.

- The content provided by you shall not constitute a criminal offense or give rise to a civil action against you.

- All necessary licenses and consents have been obtained to upload or publish any materials you send via the service.

- If you are a business user using the service for direct marketing purposes, you will comply fully with applicable direct marketing and advertising industry guidelines and codes.


Additionally, you agree to indemnify SmartAsMommy.com against all liabilities, costs, expenses, damages, or losses (including any direct or indirect consequential losses, loss of profit, loss of reputation, and all interest, penalties, and legal and other professional costs and expenses) suffered or incurred by SmartAsMommy.com arising out of or in connection with your content.


Termination


We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms and Conditions. Upon termination, your right to use the Service will cease immediately.


Refund Policy


Due to the nature of the products and services provided, SmartAsMommy.com maintains a strict no-refund policy. This policy is in effect without exceptions and includes the following specific terms:


Access and Waiver: Upon receipt of your payment, you are granted immediate access to the program. This access constitutes the fulfillment of our service commitment to you, and as such, all payments are final. By accepting these terms and making a payment, you acknowledge that this access waives any right to a refund.


Chargebacks and Service Termination: If a chargeback is initiated against SmartAsMommy.com for any transaction, your access to the program and any associated services will be immediately revoked. This action is non-reversible, and reinstatement will not be considered under any circumstances.


Access Issues: The inability to access the program immediately after your transaction does not constitute grounds for a refund. We strive to ensure continuous accessibility to our services, and temporary access issues are typically resolved promptly. Please contact our support team for assistance if you encounter any access problems.


Exceptions for Overcharges: The only exception to our no-refund policy will be in cases of a clear human error resulting in a duplicated payment. If you are inadvertently charged more than once for the same transaction, SmartAsMommy.com will refund the additional transaction(s) upon notification and verification of the error.


By agreeing to these terms, you fully understand that once you are granted access to the program, you forfeit any right to a refund.


Tech Services


Providing a free website means granting access to the minimum tools required to set up a basic website. This access is designed to offer you the foundational components necessary for website creation at minimal costs.


Please note the following specific conditions associated with this provision:

- Additional Purchases Required: While the foundational tools to create your website are provided, certain essential elements such as custom domain names, email services, and enhanced security features may incur additional costs. These elements are not included in the free website provision and must be purchased separately to fully operationalize your website.


- No "Done-for-You" Services Included: The free website offer does not include any "done-for-you" services. All aspects of website setup, design, content creation, and maintenance must be managed by you unless you opt to engage additional services offered by SmartAsMommy.com for a fee. These services, if purchased, are subject to separate terms and agreements.


- Responsibility for Third-Party Services: Should you choose to utilize third-party services or products in conjunction with your website—such as third-party plugins, tools, or hosting services—you do so at your own risk. SmartAsMommy.com is not responsible for the availability, reliability, or functionality of third-party services not formally endorsed or approved by the founders of the program. Any modifications, support issues, or disputes related to third-party services must be directed to the respective service providers.


Indemnification: By using any third-party services in conjunction with the tools provided by SmartAsMommy.com, you agree to indemnify and hold harmless SmartAsMommy.com from any claims, damages, losses, or liabilities arising from your use of such third-party services.


Payment Processing and Third-Party Accounts


SmartAsMommy.com is not responsible for the management or closure of any payment processing accounts used in conjunction with our program. Additionally, SmartAsMommy.com does not assume responsibility for the opening, maintaining, or purchasing of any additional required accounts necessary for promoting our programs or products.


It is important to note that SmartAsMommy.com has no association or direct connections with any suggested account companies recommended for facilitating these activities. Users are responsible for setting up and managing their own third-party accounts, and any issues related to these accounts must be addressed directly through the respective companies' support services.


Disclaimer of Liability


SmartAsMommy.com shall not be held liable for any disruptions, inconveniences, or financial losses resulting from the closure, suspension, or malfunction of any third-party accounts or payment processing services. Users agree to indemnify and hold harmless SmartAsMommy.com from any claims, damages, or expenses arising from issues related to third-party services.


Users are encouraged to carefully review and understand the terms and conditions of any third-party service providers before registering, using, or subscribing to their services.


Customer Service Support


Customer service is provided by SmartAsMommy.com to assist participants and customers in understanding and utilizing our program effectively. It is important to note that our customer service is not intended to provide customized or tailored support for individual companies or their customers.


Limitation of Responsibility


While SmartAsMommy.com strives to offer helpful and accurate information through our customer service, we are not responsible for the application or implementation of this guidance in personal business practices or customer interactions outside of our direct offerings. Participants are responsible for making independent decisions that best suit their own business needs.


Customer service is available to clarify program details, assist with general inquiries, and help navigate our services. However, it does not extend to managing or resolving external business challenges or individual customer disputes outside of our provided services.


Indemnification


Users agree to indemnify, defend, and hold harmless SmartAsMommy.com from any claims, damages, or expenses arising from misunderstandings, misapplications, or expectations of customer service extending beyond the support explicitly offered by our program.


Limitation of Liability


We do not guarantee, represent, or warrant that your use of our service will be uninterrupted, timely, secure, or error-free. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you. You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.


In no case shall SmartAsMommy.com, its creators, service providers, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility.


Governing Law


These Terms and your use of the Service shall be governed by and construed in accordance with the laws of England, United Kingdom, excluding its conflicts of law rules. Your use of the Service may also be subject to other local, state, national, or international laws.


For European Union (EU) Users


If you are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are a resident.


United States Legal Compliance


You represent and warrant that (i) you are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) you are not listed on any United States government list of prohibited or restricted parties.


Severability and Waiver


If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.


Translation Interpretation


These Terms and Conditions may have been translated if we have made them available to you on our service. You agree that the original English text shall prevail in the case of a dispute.


Intellectual Property and Reseller Rights


All content, strategies, and information provided through SmartAsMommy.com are the proprietary intellectual property of the original creators and are resold by SmartAsMommy.com under a master reseller rights agreement. As a master reseller, SmartAsMommy.com is authorised to distribute, duplicate, and sell the content, including but not limited to strategies, information, and materials, as provided under the terms of the reseller agreement.


Unauthorised duplication, replication, or distribution of any elements of the content provided by SmartAsMommy.com, beyond what is expressly permitted under the terms of your purchase, is strictly prohibited. You are not allowed to resell, redistribute, or share the content in any form unless you have obtained explicit authorisation or licensing from SmartAsMommy.com or the original rights holder.


Violation and Enforcement


If you are found or reported to be in violation of these terms by duplicating, replicating, misrepresenting, or distributing the content or its components without authorization, SmartAsMommy.com reserves the right to terminate your access to the content immediately.


Legal action may also be taken to protect the intellectual property rights of the original creators and SmartAsMommy.com, and you may be liable for damages, including but not limited to, those arising from copyright infringement, trademark infringement, and deceptive practices.


SmartAsMommy.com takes the protection of intellectual property seriously and will actively enforce these rights to maintain the integrity of the content and uphold the trust of its users.


Privacy Policy


Introduction


SmartAsMommy.com is committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible way. This Privacy Policy outlines how we collect, use, store, and protect your personal information in accordance with the Data Protection Act 2018 (DPA 2018) and the UK General Data Protection Regulation (UK GDPR).


What Information We Collect


We may collect the following personal information from you:

- Contact Information: Name, email address, phone number, postal address.

- Payment Information: Credit/debit card details, billing address (processed securely by our third-party payment processors).

- Account Information: Username, password, and any preferences or interests you provide.

- Usage Data: Information about how you use our website, products, and services, including your IP address, browser type, pages visited, and referral source.

- Communication Data: Information contained in any correspondence with us via email, telephone, or social media.


How We Use Your Information


We use your personal information for the following purposes:

- To Provide Our Services: Process your orders, manage your account, and deliver the products and services you have requested.

- To Communicate with You: Send you important updates, notifications, and information about our services, including order confirmations and service messages.

- To Improve Our Website: Analyze usage patterns to enhance our website’s functionality, content, and user experience.

- To Comply with Legal Obligations: Meet any legal requirements, respond to lawful requests from public authorities, and comply with applicable laws and regulations.

- To Conduct Marketing Activities: With your consent, send you promotional offers, newsletters, and information about products and services that may interest you.


Legal Basis for Processing Your Information


We process your personal information under the following legal bases:

- Consent: When you have given clear consent for us to process your personal data for a specific purpose (e.g., marketing communications).

- Contract: When processing is necessary for the performance of a contract with you (e.g., processing your order).

- Legal Obligation: When processing is necessary for compliance with a legal obligation to which we are subject.

- Legitimate Interests: When processing is necessary for our legitimate interests or those of a third party, provided that your rights and interests do not override those interests.


Sharing Your Information


We do not sell, rent, or trade your personal information to third parties. We may share your personal information with:

- Service Providers: Third-party vendors, consultants, and other service providers who need access to such information to perform services on our behalf (e.g., payment processing, email delivery).

- Compliance with Laws: Law enforcement agencies, courts, regulators, government authorities, or other third parties where we believe it is necessary to comply with a legal or regulatory obligation, or to protect our rights or the rights of others.


Data Security


We take the security of your personal information seriously and implement appropriate technical and organizational measures to protect it against unauthorized or unlawful processing, accidental loss, destruction, or damage. These measures include:

- Using secure servers and encryption for sensitive information.

- Limiting access to your personal information to authorized personnel only.

- Regularly reviewing our data collection, storage, and processing practices.


Data Retention


We will retain your personal information only for as long as is necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Once your personal information is no longer needed, we will securely delete or anonymize it.


Your Rights


Under the Data Protection Act 2018, you have the following rights:

- Right to Access: You have the right to request access to the personal information we hold about you.

- Right to Rectification: You have the right to request that we correct any inaccuracies in your personal information.

- Right to Erasure: You have the right to request that we delete your personal information in certain circumstances.

- Right to Restrict Processing: You have the right to request that we restrict the processing of your personal information in certain circumstances.

- Right to Data Portability: You have the right to request that we transfer your personal information to another organization, or to you, in a structured, commonly used, and machine-readable format.

- Right to Object: You have the right to object to the processing of your personal information in certain circumstances.

- Right to Withdraw Consent: If you have given consent for us to process your personal data, you have the right to withdraw your consent at any time.

To exercise any of these rights, please contact us. An administrative fee of £30 may be incurred.


Cookies


Our website uses cookies to improve your experience. Cookies are small text files placed on your device to help the site provide a better user experience.


Changes to This Privacy Policy


We may update this Privacy Policy from time to time. Any changes will be posted on this page, and where appropriate, notified to you by email. Please check this page regularly to stay informed about our privacy practices.


Contact Us


If you have any questions or concerns about this Privacy Policy or our data practices, please contact us.

This is not a “Get Rich Quick” Scheme.

While we strive to make every effort to ensure that we accurately represent all the products and services reviewed on this website and their potential for income, it should be noted that earnings and income statements made by SmartAsMommy.com and its advertisers / sponsors are estimates only of what we think you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements will differ by individual.


As with any business, your results will vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you will experience. The testimonials and examples used are exceptional results, which do not apply to the average purchaser, and are not intended to represent or guarantee that you or anyone will achieve the same or similar results. Each individual’s success depends on his or her background, experience, dedication, desire, environment and motivation.


There is no assurance that examples of past earnings can be duplicated in the future. We cannot guarantee your future results and/or success. There are some unknown risks in business and on the internet that we cannot foresee which could reduce results you experience. We are not responsible for your actions.


This information is presented for educational purposes and the use of our information, products and services should be based on your own due diligence and you agree that SmartAsMommy.com and the advertisers / sponsors of this website are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services reviewed or advertised on this website.